Boost your sales with zero risk

Turn low-intent walk-ins into buyers by splitting payments into 3/6/9 months, while you get paid upfront.

It's all about the numbers
3/6/9Flexi repayments

We provide financing upto 10 lakhs, with repayment periods ranging from 3-9 months.

+35%Average order value

Lead to higher-priced sales and larger tickets sizes with interest-free instalments.

+40%Repeat purchase rate

Give customers even more reason to come back again and again with their favourite way to pay.

+18%Faster sales closures

Remove pricing as a barrier, turning low intent walk-ins into instant buyers.

<24 hoursGet paid upfront

We cover fraud and credit risk, so you’ll get paid upfront and in full no matter what.

<30 minsSuperfast approvals

Financing sanctioned in under 30 mins, once we have customers’ personal details and supporting documents.

Trusted by Industry Titans

Want to sell just like Tanishq & ORRA?

With Carat Credit in-store, access innovative ways to increase your footfall and sell more.


Upsell high-intent buyers

and increase your profits

Attract new shoppers

with easy on pocket financing options